Guardian Angel Accounts For Children and Teens

Here at Guardian we want to help our youth learn the value of money and help them prepare for their future. We allow our youths to open their very own accounts no parents needed. We hold special classes and seminars to teach them how to save, handle bills and finances. We have prizes, games and lots of treats. So what are you waiting for ..... send us your little cherubs and we’ll help graduate them as Guardians!

CHERUBS

Are 10 to 13 years of age

and

GUARDIANS

Are 14 to 17 years of age

Cherubs and Guardians may open and have access to these products and services:

Share Savings Accounts
$10.00 minimum to open
And earn dividends

Earn money while you save!
100% insured
Your gateway to other GFCU products and services!

Name it What You Want Club Account
$10.00 minimum to open

Save for school, clothes, car, TV or whatever you desire!
Draws interest, so we pay you to save!
You can name the account what ever you want, “Car Club”, “Mad Money”, etc!

9 month Add2it Share Certificate
Same great rates as our adult version only they open for less and can add to it for less!

Save for the future with locked in rates, we pay you to save!
Open for $50.00 and add money anytime you like with $50.00 or more
Your funds are 100 % insured!

Christmas Club Account
Just like the adult Christmas Club
$10.00 minimum to open and to earn dividends

ATM Card
*Some restrictions may apply

Fast and convenient access to your money anywhere any time!
Check out our Locator Link on the home page
Certain ATM locations are absolutely free!
May be used at some merchants displaying the CU24 logo. Plus you can get cash back free no ATM surcharges!

Online Access to your Accounts “My Accounts”
“My Accounts” lets you view your balances, account history, transfer funds between accounts, withdrawal by check, make loan payments, check the stock exchange and many other features right at your finger tips 24 hours a day, 7 days a week.

Call 24
You can check your balances, transfer money between accounts and complete other transactions by phone 24 hours a day, 7 days a week.

Credit Union Service Centers/ “Shared Branching”
As a GFCU member you can conduct transactions at over 3.950 Credit Union Service Centers throughout the United States and 6 foreign countries. Credit Union Service Centers offer deposits and withdrawals, check cashing, loan payments, share to share transfers and extended hours including Saturdays. They are free and convenient. To find a Service Center in your area or if you’re moving or traveling, click on the link above.

E-Statements
You can elect to receive your monthly statements via the internet and have free access to your check copies anytime you want. It’s faster than snail mail, it’s more secure and most of all it’s free! To sign up, just click on E-Statements.

GUARDIANS

Are 14 to 17 years of age

Guardians only may open and have access to these products and services:

Share Draft Checking Accounts
No minimum balance to open. Must attend and pass a class with GFCU’s Financial Counselor.

No monthly fees or charges
No minimum balance
Unlimited check writing - as long as you have the funds to cover them you can write them!
1 box of 50 starter checks free

*Some restrictions may apply.

VISA Check Card (Debit Card)
Free Debit Card with a GFCU Share Draft Checking Account

Use it anywhere VISA is accepted
24-7 access to ATMs
Check out our Locator Link on the home page
Certain ATM locations are absolutely free!
Cash back free with purchase at stores.
Easier than writing a check, just swipe and go!

*Some restrictions apply

For ages 16 & 17 only
Great locked in rate $200.00 dollar limit
Must attend and pass a training class with our Financial Counselor

Great rates
No annual fee
No cash advance fee
No transfer fee
Same rate for purchases and cash advances

*Some restrictions apply

All Guardian Angel accounts must be opened in person at a GFCU Branch or School Branch.