Guardian FCU - Financial Counseling

Financial Counseling

Put Your Financial Affairs In Order

COMDTINST 1740.3 approved as a provider of financial education to the Coast Guard family. Please contact us for more information.

On the internet on www.guardianfcu.org Anytime Advisors. These are virtual coaches that can teach you financial strategies using narratives and interactive sessions. Available coaches include:

■ Checking Account
■ Credit Management
■ ID Theft
■ Home Buying

■ Used Car Buying
■ Couples & Money
■ New Car Buying

CUDL AUTOSMART. Smart online auto resources with the latest auto buying tools to help you research the purchase of a new or used vehicle and determine the value of your trade-in.

MORTGAGES. Learn about the mortgage process and/or available mortgage types. You can even apply online.

MEMBERS FINANCIAL NETWORK. Access the tools you need to organize your financial life. You will find financial workbooks featuring a dozen integrated calculators, as well as checklists and tips and a library of financial articles. Realize your financial goals with solutions tailored to your needs with investment and insurance products offered by CUNA Mutual.

Guardian FCU
Working with you for a bright financial future.

Guardian Federal Credit Union is a not-for-profit, member-owned financial cooperative that offers financial counseling at no cost to it’s members and does not accept donations or fair-share contributions from the creditors.

We’re here to help.At Guardian FCU, our focus is on your
financial well-being. We are pleased to be able to offer FREE financial
counseling to our members:

■ To help you manage your finances
■ To maintain a solid credit history ■ To plan for the future
■ To help you protect your identity

To arrange a confidential appointment with a Guardian FCU financial counselor, call (757) 397-1234 or (800) 659-1850, ext.126.

Financial Planning
Money Management
The most commonly asked financial question is, “Where does it all go?” We can help you find the answers, by:

■ Analyzing your income and expenses
■ Establishing short and long-term goals
■ Helping you formulate a personalized spending plan
■ Helping you make sound financial decisions

Debt Management
This service can help you avoid bankruptcy and reestablish your valuable credit history, with strategies including:

■ Working with creditors toward reduced payments and possible reduced interest rates
■ Adjusting your financial priorities and lifestyle
■ Referrals to outside agencies when necessary

Consumer
Finanacial Education

SEMINARS AND WORKSHOPS. In an ongoing effort to serve our members’ needs, we offer free seminars and workshops covering relevant financial topics. Guardian is

FINANCIAL INFORMATION STATEMENT
Please complete this form giving all the information you can. If you are in the area, bring this form with you to your counseling appointment, along with your most current pay stubs showing a month’s pay and current bill statements. Please be courteous and call 757-397-1234, ext. 126 if you cannot keep your appointment or if you need to reschedule. If you are outside the Hampton Roads area, please call 1-800-659-1850, ext. 126 and/or fax the above mentioned information to the Financial Counseling Department at 757-393-9447.