More GFCU Products and Convenient Services
Dividend Rates |
Share Savings |
Share Draft Checking |
Child & Teen Accounts
Share Certificates |
Money Market Accounts |
Club Accounts |
IRAs
Call 24
You can check your balances, transfer money between accounts and complete other transactions by phone 24-hours a day, seven days a week.
My Accounts
GFCU’s on line access to check your balances, transfer money between accounts, view account history, set up automatic transfers, withdrawal by check, make loan payments, check the stock exchange and many other features right at your finger tips 24-hours a day, seven days a week.
E-Statements
You can elect to receive your monthly statements via the internet and have free access to your check copies anytime you want. It’s faster than snail mail, it’s more secure and most of all it’s free! To sign up, just click here on
E-Statements.
VISA Check Card
It’s more readily accepted than checks. Withdraw cash and make purchases with the ease and convenience of our Check Card. You may use it anywhere VISA is accepted. 24-7, no more fumbling for cash, just swipe and go! Also did you know that it is FREE for you to get cash back when you use your VISA Check Card during a purchase. That’s right totally FREE, no ATM fees from us or the ATM owner. Remember that the next time you are buying groceries or at any store using your Check Card or ATM Card.
The VISA Check Card may also be used at ATMs with a Cirrus, Exchange, CU24, CU-HERE, American Express, All Point and ACCEL Logos. Check out our Locator Links on the Home Page for an ATM near you!
There is no service charge for any GFCU or CUSC-VA owned ATMs and at selected other ATMs,
click here to view selected FREE ATMs. Look for the CU HERE or All Point logos to avoid surcharges from the ATM owner.
GFCU’s ATM Card
If you don’t have a Share Draft Checking account you can still access funds at any ATM with a Cirrus, Exchange, CU24, CU-HERE, American Express, All Point or ACCEL logos. Check out our Locator Links on the Home Page for an ATM near you!
There is no service charge for any GFCU or CUSC-VA owned ATMs and at selected other ATMs,
click here to view selected FREE ATMs. Look for the CU HERE, or All Point logos to avoid surcharges from the ATM owner. Don’t forget that you can get cash back at purchase absolutely free when you use your ATM Card; just look for the CU24, CU-HERE, All Point or ACCEL logos.
Credit Union Service Centers/ “Shared Branching”
As a GFCU member you can conduct transactions at over 3,950 Credit Union Service Centers throughout the United States and 6 foreign countries. Credit Union Service Centers offer deposits and withdrawals, check cashing, loan payments, share to share transfers and extended hours including Saturdays. They are free and convenient. To find a Service Center in your area or if you’re moving or traveling, click here on
Credit Union Service Centers.
WEBPAY
An online bill payment and presentment service. You can avoid paying for stamps and envelopes by paying and receiving all of your monthly bills online. It’s fast, convenient and easy. To sign up, just click here on
WEBPAY.
Direct Deposit and Allotments
It’s a free and convenient way to have your paycheck, Social Security, pension and other funds automatically deposited into your Share Savings or Share Draft Checking Account. You can pick up your company’s Direct Deposit form or use ours by clicking on
Direct Deposit Form. Our routing or ABA number is
2514-8192-8.
Check Re-Order
If you have ordered checks from GFCU in the past you can now access
Harland Clarke online and view their catalog to place your own orders anytime of day, 7 days a week.
Child and Teen Accounts
Child and Teen Accounts are also known as Guardian Angel Accounts. Your child learns how to manage money at an early age! Members 10-17 years of age are eligible for these accounts and services. Some limitations may apply. Guardian Angel Shares Savings, Share Draft Checking, ATM, Debit Card, Name it What You Want Club 50, Share Certificates, Christmas Club, Platinum VISA Card, ATM’s, My Accounts Online, CALL24, and e-Statements.
Financial Counseling Services
At GFCU we offer free
Debt & Wealth Management services to our members. So it doesn’t matter if you’re rich or just barely getting by, GFCU’s Financial Counselor has a plan that will help you achieve your goals.
America Saves
New to saving, thought you never could………well GFCU has the answer. Check out
Virginia Saves and
Peninsula Saves today. We can set up an account for you to help set you on the path to savings. Open for less and save for the future!
Members Financial Network
MFN or
Members Financial Network is an Insurance and Brokerage Center to help you with your retirement, money management and insurance products such as life, health, accident, home and car insurance.
Capital Concepts
Capital Concepts is a financial firm based in Virginia Beach that has partnered with GFCU and can sit with you face to face in one of our branches to discuss what would best suit you and your family’s wealth management, such as investments, insurance and stocks and bonds.
Overdraft Line of Credit
Every Share Draft Checking should have one! This loan protects you should you accidentally make an error in your check book. It’s there to ensure your check will be covered so you won’t incur those nasty returned check fees from your mortgage company, the grocery store or anyone else. To get more information see
Line of Credit
e-Loan Application
Using our
e-Loan Application Members can apply for a loan or VISA card 24 hours a day 7 day a week.
CUDL AutoSmart
Credit Union Direct Lending
(CUDL). Shop at a participating dealership and you could be approved for your vehicle right there through GFCU! Also check it out on our website, it has all to tools to help you build your own vehicle and find the right one to fit your budget.
Platinum VISA
Check out our
Platinum VISA Card, we’ve got “GREAT” rates, no annual fee, no over limit fee, no cash advance fee, no transfer fee, and the same “GREAT” rate for purchases and cash advances. Also, we offer
Score Card Rewards on every purchase. It’s what should be in your wallet!
Verified by VISA
Everyone should sign up with
Verified by VISA to help protect your card when making purchases on the internet.
GFCU VISA at eZCardInfo
Is the place to go to check your Platinum VISA Card transactions, balances, pay your bill and look at your statements past and present.
Click here for all of your VISA Card info!
Protect Your Loans
Check out
Protect Your Loans and see products like GAP which covers the unpaid balance of your loan should you total your vehicle. Different packages for extended warranties on your new or used vehicles should you have major mechanical problems after purchase. And of course our newest coverage,
Debt Protection. One plan would cover you in case of involuntary unemployment and you needed help to make your loan payments. Another plan is available should you become disabled. You could even choose a plan that would cover your loans should you pass away so your loved ones wouldn't be responsible for your debts. It's always better to be protected; you never know what the future may hold!
Notary Services
This is a service we offer free to our members at any of our branch locations.
Signature Guarantee
Another free service for our members with two locations, our Main Branch in Portsmouth and our Elizabeth City Branch on Coast Guard Base.
Official GFCU Checks
They are available for our members to purchase when they need to have guaranteed funds.
Check Certification
A way to present your personal check to another party with the assurance of certified funds.
Money Orders
Travelers’ money orders for our members when checks just won’t do the trick!
Federal Reserve Wire Transfers
The safest and fastest way to send money to another person or entity with an account at a financial institution.
VISA Gift Cards
The perfect solution for all the people you want to please. Great for Birthdays and Christmas and safer than money!
VISA Travel Money Cards
Our prepaid travel card is safe, secure and accepted at more than 22 million locations worldwide; it’s the perfect travel companion!
My Travel Wallet
My Travel Wallet is the website to go to before traveling. You can purchase foreign currency and Travelers Cheques and have them delivered right to your door. Now you can mark that task off your list of things to do before you leave and you didn’t even have to get in your car!
Savings Bonds
We sell Series EE and Series I bonds. Helps save for a rainy day!
Cash Advances
We participate with VISA and MasterCard when you need money fast!
AlertMe
AlertMe is a consumer credit monitoring service that will provide information to help stop credit fraud and identity theft. The service also provides insurance coverage to help defray costs associated with identity theft. A very inexpensive way to stop fraud and save what could have been a very expensive ordeal!
Discounts on:
Turbo Tax
Online fast and easy way to complete your own taxes; plus as a member of GFCU you get a discount!

Sprint
Enjoy a 10% discount on your monthly phone bills, plus Sprint runs specials and you could be eligible for more discounts or even free gifts just by being a member of GFCU!
ADT
Protect your home and your family and get the GFCU discount, all of which gives you and your wallet piece of mind!
Barnes and Noble
As a member of GFCU you save 5% on your purchase each time you shop at Barnes and Noble!
The Dish Network
Get 12 months for $24.99 as a member of GFCU!
Liberty Mutual Home Owners and Auto Insurance
Get a free quote and see how much you can save!